NEW YORK, Oct. 28, 2026 /PRNewswire/ -- Infrastructure Capital Advisors, LLC (Infrastructure Capital), a leading provider of investment management solutions designed to meet the needs of income-focused investors, is excited to declare distributions for the Infrastructure Capital Nasdaq Option Income ETF (QVOL), Infrastructure Capital Bond Income ETF (BNDS), Infrastructure Capital Small Cap Income ETF (SCAP), and Infrastructure Capital Equity Income ETF (ICAP). QVOL has declared a distribution of $1.09 per share. SCAP has declared a distribution of $0.255 per share. ICAP has declared a distribution of $0.255 per share. BNDS has declared a distribution of $0.3425 per share.

QVOL intends to target an annualized distribution rate range of between 12% and 15% through option premiums earned from selling call options and dividends received from the Fund's equity holdings. This target range reflects Infrastructure Capital's expectations based on the options premiums QVOL seeks to generate and the annualized effect of those premiums. There is no assurance QVOL will achieve its target annualized distribution rate range, and the target annualized distribution rate range does not represent a 12% to 15% yield or a 12% to 15% total return. Actual distributions may be higher or lower depending on market conditions and QVOL's results. Distributions may include a portion classified as return of capital. Return of capital generally represents a return of a shareholder's invested capital rather than traditional income such as dividends or interest.

QVOL has declared a monthly distribution of $1.09 per share ($13.08 per share on an annualized basis).

- Ex-Date: Thursday, October 29, 2026

- Record Date: Thursday, October 29, 2026

- Payable Date: Friday, October 30, 2026

SCAP has declared a monthly distribution of $0.255 per share ($3.06 per share on an annualized basis).

- Ex-Date: Thursday, October 29, 2026

- Record Date: Thursday, October 29, 2026

- Payable Date: Friday, October 30, 2026

ICAP has declared a monthly distribution of $0.255 per share ($3.06 per share on an annualized basis).

- Ex-Date: Thursday, October 29, 2026

- Record Date: Thursday, October 29, 2026

- Payable Date: Friday, October 30, 2026

BNDS has declared a monthly distribution of $0.3425 per share ($4.11 per share on an annualized basis).

- Ex-Date: Thursday, October 29, 2026

- Record Date: Thursday, October 29, 2026

- Payable Date: Friday, October 30, 2026

Infrastructure Capital Advisors expects to declare future distributions on a monthly basis. Distributions are planned, but not guaranteed, for every month. For more information about each Fund's distribution policy, its 2026 distribution calendar, or tax information, please visit each Fund's web site for more information.

QVOL is designed to deliver an attractive income stream through a disciplined options-writing strategy, while maintaining the potential for capital appreciation through selective equity positioning. The fund invests at least 80% of its net assets in equity securities and option contracts tied to the Nasdaq, utilizing both quantitative and qualitative analysis to identify relative value opportunities.

"In the current market environment, investors are seeking consistent income without giving up exposure to growth, particularly in the information technology sector," said Jay Hatfield, CEO and CIO of Infrastructure Capital Advisors. "QVOL is built to monetize the increased volatility we've seen across Nasdaq-listed companies through active options strategies while maintaining the careful and pragmatic approach to portfolio and product construction that Infrastructure Capital has become well known for."

Infrastructure Capital's suite of dynamic ETFs leverages the firm's established investment process, including company-level fundamental modeling, valuation-driven price targets, and active volatility management. The firm manages over $4 billion in assets as of 09/28/2026 and delivers income-focused investment solutions to their clients.

QVOL joined the Infrastructure Capital ETF lineup, which includes the Virtus InfraCap U.S. Preferred Stock ETF (NYSE Arca: PFFA), InfraCap REIT Preferred ETF (NYSE Arca: PFFR), InfraCap MLP ETF (NYSE Arca: AMZA), the Infrastructure Capital Equity Income ETF (NYSE Arca: ICAP), Infrastructure Capital Small Cap Income ETF (NYSE Arca: SCAP), Infrastructure Capital Bond Income ETF (NYSE Arca: BNDS) the Infrastructure Capital Preferred Income UCITS ETF (FTSE MIB: PFFI), the Infrastructure Capital S&P 500 Option Income UCITS ETF (FTSE MIB: SPYC), and Infrastructure Capital Nuclear Renaissance UCITS ETF (FTSE MIB: NUKZ).

Hatfield is the lead Portfolio Manager for all of the Infrastructure Capital funds and brings more than 30 years of experience to his work on behalf of clients. As of the date of this release, the firm manages more than $4 billion in total assets.

Follow Infrastructure Capital on social media for all of the firm's need-to-know market commentary and economic outlook at:

Monthly Market and Economic Webinar - Jay Hatfield

Register for our monthly Market & Economic Insights webinar series. Can't join live each month? Register anyway and we will email you a playback video link

Income Investing with Infrastructure Capital

Jay D. Hatfield is the Chief Investment Officer for all of the Infrastructure Capital funds and brings more than 30 years of experience to his work on behalf of clients. As of the date of this release, Infrastructure Capital manages over $4B in total assets. 

BNDS ETF strategy is to target high yield investments across fixed-income securities, predominately focusing on corporate bonds. Infrastructure Capital seeks positive security selection versus the benchmark by using a mix of quantitative and qualitative analysis with an emphasis on fixed-income securities that are believed to be undervalued when considering factors such as term premium, credit premium, liquidity premium, industry, sector, and market capitalization.

SCAP ETF seeks total return through a blended approach of capital appreciation and current income. The Fund focuses primarily on the securities of U.S.-listed small cap companies, which is defined as companies with a market capitalization within the range of companies in the Russell 2000 Index. Investments may take the form of common stocks, preferred stocks, convertible securities, debt instruments, equity-linked notes, or other small cap-focused ETFs.

ICAP ETF will primarily invest in equity securities of companies with a strong track record of paying dividends during normal market conditions. The Fund's portfolio of equities will generally be a diversified selection of securities, including a broad cross-section of sectors and sub-sectors, such as REITs, Utilities, Industrials, pipelines, and financials.

About Infrastructure Capital Advisors

Infrastructure Capital Advisors, LLC (ICA) is an SEC-registered investment advisor that manages exchange traded funds (ETFs) and a series of hedge funds. The firm was formed in 2012 and is based in New York City. ICA seeks total-return opportunities driven by catalysts, largely in key infrastructure sectors. These sectors include energy, real estate, transportation, industrials and utilities. It often identifies opportunities in entities that are not taxed at the entity level, such as master limited partnerships ("MLPs") and real estate investment trusts ("REITs"). It also looks for opportunities in credit and related securities, such as preferred stocks.

Current income is a primary objective in most, but not all, of ICA's investing activities.

Consequently, the focus is generally on companies that generate and distribute substantial streams of free cash flow. This approach is based on the belief that tangible assets that produce free cash flow have intrinsic values that are unlikely to deteriorate over time. For more information, please visit infracapfunds.com.

The information contained herein represents our subjective belief and opinions and should not be construed as investment, tax, legal, or financial advice. Investors should consider the investment objectives, risks, charges, and expenses carefully before investing. Please read the prospectus carefully before investing. For more information about Fund strategies or Infrastructure Capital, please reach out to Craig Starr at 212-763-8336 ([email protected]).

The Nasdaq Composite is a stock market index composed of thousands of stocks listed on the Nasdaq Stock Market®, with a particular emphasis on technology-related companies. Established in 1971, it is known for featuring a wide range of companiesâfrom established giants like Apple and Microsoft to smaller, fast-growing firmsâreflecting a broad cross-section of the U.S. technology sector. The index is market capitalization-weighted, meaning that larger companies have a greater influence on its overall performance, and it is commonly used as a benchmark to gauge the health and trends of the technology-driven segments of the American economy.

Investors should consider the investment objectives, risks, charges, and expenses carefully before investing. Please read the prospectus carefully before investing. For more information about the Fund, Fund strategies or Infrastructure Capital, please reach out to Craig Starr at 212-763-8336 ([email protected]).

A word about QVOL Risk: Investing involves risk. Principal loss is possible. The Fund is a recently organized investment company with no operating history prior to the date of this Prospectus. As a result, prospective investors have no track record or history on which to base their investment decision.

One global name reflects the group's scale, capital resources, and investment expertise across the global digital infrastructure ecosystem.

BALA CYNWYD, Pa., Oct. 28, 2026 /PRNewswire/ -- Radius Global Infrastructure, Inc. today announced that APWireless has become Radius Global Infrastructure, bringing the group under one global name that reflects its scale, investment expertise and position across the digital infrastructure landscape. With more than 14,000 lease streams across 23 countries, the group is a global infrastructure investment business focused on acquiring, managing and creating long-term value from mission-critical assets that support an increasingly connected world.

As demand for data and connectivity accelerates and networks become increasingly complex, the need for specialized investment expertise, flexible capital and global execution capabilities continues to grow. Radius Global Infrastructure invests across the digital infrastructure ecosystem, including cell site and ground leases, network switches and exchanges, fiber aggregation points, Distributed Antenna Systems (DAS), data centers and towers. This breadth of investment capabilities enables the group to work across asset classes and geographies, providing network operators, TowerCos, property owners and digital infrastructure partners with capital solutions supported by deep sector expertise and local market execution.

"The demand for data and connectivity is reshaping the infrastructure the world depends on, creating significant opportunities for long-term investment," said Julian Plumstead, CEO of Radius Global Infrastructure. "Our role is to put capital, expertise and global reach behind the assets that make that connectivity possible. Operating under the Radius Global Infrastructure name reflects the magnitude of that opportunity and the scale and expertise we bring across the global digital infrastructure ecosystem."

Since inception, the group has invested more than $3.4 billion in critical infrastructure assets, deploying capital through long-standing relationships with property owners, operators, and industry partners around the world. Its investment approach combines global scale and capital resources with deep local market expertise, disciplined execution, and a long-term partnership orientation. Together with its partners, Radius Global Infrastructure seeks to create durable value while supporting the continued investment required to expand and evolve the networks that underpin global connectivity.

Beginning October 28, 2026, the group's offices and businesses worldwide will operate under the Radius Global Infrastructure name. The group's ownership, leadership, and financial structure remain unchanged, and customers and partners will continue to work with the same teams and points of contact.

"The expertise and relationships our clients rely on remain unchanged," Plumstead added. "The Radius Global Infrastructure name reflects the strength of what we bring to those relationships: global reach, deep investment expertise and significant capital available to pursue compelling opportunities. We have the resources, experience and execution capabilities to invest alongside our partners and support the infrastructure required for the next generation of global connectivity."

To learn more about Radius Global Infrastructure, visit www.radiusglobal.com.

About Radius Global Infrastructure, Inc.

Radius Global Infrastructure, Inc. ("Radius Global") is a leading global telecommunications and digital infrastructure investment company. Radius Global specializes in the strategic acquisition and management of critical telecommunication infrastructure including cell site leases, network switches/exchanges, fiber aggregation points, Distributed Antenna Systems (DAS), data centers, and towers. With more than 14,000+ lease streams spanning across 23 countries, Radius Global is one of the largest international real property acquirers globally. Radius Global is a portfolio company of EQT Active Core Infrastructure SCSp and the Public Sector Pension Investment Board. More information about Radius Global Infrastructure, Inc. is available at https://www.radiusglobal.com.

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Third Quarter 2026 Results

- Net sales of $4,313 million, 61% higher than third quarter 2025.

- Operating profit up 90% and adjusted operating profit(1) up 83% from third quarter 2025. Adjusted operating margin of 25.2%, up 290 basis points compared to third quarter 2025.

- Diluted EPS grew 91% to $1.95 and adjusted diluted EPS(1) grew 78% to $2.21 compared to third quarter 2025.

- Operating cash flow of $794 million and adjusted free cash flow(1) of $652 million, up 64% and 50%, respectively, compared to third quarter 2025.

Fourth Quarter 2026 Guidance

- Expects fourth quarter 2026 net sales of $4,413 million and organic sales growth of 50%, each at the midpoint of guidance, compared to fourth quarter 2025.

- Expects fourth quarter 2026 diluted EPS of $2.08 and adjusted diluted EPS of $2.25, each at the midpoint of guidance, an increase of 82% and 65%, respectively, compared to fourth quarter 2025.

Full Year 2026 Guidance

- Expects full year 2026 net sales of $14,650 million and organic sales growth of 38%, each at the midpoint of guidance, compared to full year 2025.

- Expects full year 2026 diluted EPS of $6.29 and adjusted diluted EPS of $7.15, each at the midpoint of guidance, an increase of 84% and 70%, respectively, compared to full year 2025.

COLUMBUS, Ohio, Oct. 28, 2026 /PRNewswire/ -- Vertiv Holdings Co (NYSE: VRT) ("Vertiv"), a global leader in critical digital infrastructure, reported financial results for its third quarter ended September 30, 2026. Vertiv reported third quarter net sales of $4,313 million, an increase of $1,637 million, or 61%, compared to third quarter 2025, reflecting 55% organic sales growth and approximately 6% contribution from acquisitions. Growth was broad-based across all regions, with the Americas up 75% (66% organic), APAC up 50% (48% organic), and EMEA up 23% (19% organic). Strong demand visibility, ongoing capacity investments, and disciplined execution give Vertiv the confidence to raise full year net sales guidance by $650 million, along with increases to other associated financial metrics.

Third quarter operating profit of $984 million increased $467 million and adjusted operating profit of $1,087 million increased $491 million, up 90% and 83%, respectively, from third quarter 2025. Adjusted operating margin was 25.2%, up 290 basis points compared to third quarter 2025, driven by operational leverage on higher sales and by manufacturing productivity, partially offset by mix impacts and continued growth investments.

"We are in the middle of the largest infrastructure buildout and it's accelerating," said Giordano Albertazzi, Vertiv's Chief Executive Officer. "The demands on data center infrastructure are evolving faster than ever, and Vertiv's role in that buildout keeps expanding. We're compressing new product development cycles from years to months. We're industrializing converged infrastructure at a scale that didn't exist before and strengthening competencies that are very hard to replicate. We are expanding capacity, improving productivity, and executing with rigor. The infrastructure we deliver performs at the highest levels of reliability. Customers are choosing Vertiv as the partner that can engineer, deliver, scale and service across the entire lifecycle. Our more than 100% organic orders growth year over year and our overall performance are clear testaments to that."

"The companies that will define the digital age are the ones investing ahead of the curve and delivering for customers, and that is what we are doing," said Dave Cote, Vertiv's Executive Chairman. "We are in an industry where the more technology changes, the better it is for us. We keep investing, we keep building, and what we have built is designed to scale. I believe there is a long runway ahead and the opportunity only gets bigger from here."

Adjusted Free Cash Flow and Liquidity

Net cash generated by operating activities in the third quarter was $794 million, and adjusted free cash flow was $652 million, increasing 64% and 50%, respectively, from third quarter 2025. Third quarter adjusted free cash flow was driven by higher adjusted operating profit partially offset by increased working capital and higher capital expenditures to support growth.

Vertiv's liquidity increased to $6.2 billion in the third quarter, with the company maintaining a net cash position and further broadening its strategic flexibility. Capital expenditures for full year 2026 are still anticipated at approximately 4.0% of revenue, reflecting the continued investment Vertiv is making to capture increasing demand across its pipelines.

Updated Full Year and Fourth Quarter 2026 Guidance

The data center market continues to generate strong, broad-based global demand, further validating the depth and duration of the growth cycle. Vertiv continues to expand capacity and invest in next-generation technology to stay ahead of customer needs and capture an expanding opportunity set.

Third Quarter 2026 Earnings Conference Call

Vertiv's management team will discuss the Company's results during a conference call on Wednesday, October 28, starting at 11 a.m. Eastern Time. The call will contain forward-looking statements and other material information regarding Vertiv's financial and operating results. A webcast of the live conference call will be available for interested parties to listen to by going to the Investor Relations section of the Company's website at investors.vertiv.com. A slide presentation will be available before the call and will be posted to the website, also at investors.vertiv.com. A replay of the conference call will also be available for 30 days following the webcast.

About Vertiv Holdings Co

Vertiv (NYSE: VRT) brings together hardware, software, analytics and ongoing services to enable its customers' vital applications to run continuously, perform optimally and grow with their business needs. Vertiv solves the most important challenges facing today's data centers, communication networks and commercial and industrial facilities with a portfolio of power, cooling and IT infrastructure solutions and services that extends from the cloud to the edge of the network. Headquartered in Westerville, Ohio, USA, Vertiv does business in more than 130 countries. For more information, and for the latest news and content from Vertiv, visit vertiv.com.

Category: Financial News

Non-GAAP Financial Measures

Financial information included in this release has been prepared in accordance with Generally Accepted Accounting Principles ("GAAP"). Vertiv has included certain non-GAAP financial measures in this news release, as indicated above, that may not be directly comparable to other similarly titled measures used by other companies and therefore may not be comparable among companies. These non-GAAP financial measures include organic net sales growth (including on a segment basis), adjusted operating profit, adjusted operating margin, adjusted diluted EPS, adjusted diluted EPS growth and adjusted free cash flow, which management believes provides investors with useful supplemental information to evaluate the Company's ongoing operations and to compare with past and future periods. Management also uses certain non-GAAP measures internally for forecasting, budgeting and measuring its operating performance. These measures should be viewed as supplementing, and not as an alternative or substitute for, the Company's financial results prepared in accordance with GAAP. Pursuant to the requirements of Regulation G, Vertiv has provided reconciliations of non-GAAP financial measures to the most directly comparable GAAP financial measures.

Information reconciling certain forward-looking GAAP measures to non-GAAP measures related to fourth quarter and full year 2026 guidance, including organic net sales growth, adjusted free cash flow, adjusted diluted EPS growth and adjusted operating margin, is not available without unreasonable effort due to high variability, complexity and uncertainty with respect to forecasting and quantifying certain amounts that are necessary for such reconciliations. For those reasons, we are unable to compute the probable significance of the unavailable information, which could have a potentially unpredictable, and potentially significant, impact on our future GAAP financial results.

See "Reconciliation of GAAP and Non-GAAP Financial Measures" in this release for Vertiv's reconciliations of non-GAAP financial measures to the most directly comparable GAAP financial measures.

Cautionary Note Concerning Forward-Looking Statements

This news release, and other statements that Vertiv may make in connection therewith, may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 with respect to Vertiv's future financial or business performance, strategies or expectations, and as such are not historical facts. This includes, without limitation, statements regarding Vertiv's financial position, capital structure, indebtedness, business strategy and plans and objectives of Vertiv management for future operations, as well as statements regarding growth, anticipated demand for our products and services and our business prospects during 2026, as well as expected impacts from our pricing actions, and our guidance for fourth quarter and full year 2026 and statements regarding tariffs, global trade conflict and any actions we may take in response thereto. These statements constitute projections, forecasts and forward-looking statements, and are not guarantees of performance. Vertiv cautions that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Such statements can be identified by the fact that they do not relate strictly to historical or current facts.

Argos Risk and Credit Union Loan Source Partner to Bring Continuous Third-Party Risk Intelligence to Participating Credit Unions

MINNEAPOLIS, Oct. 28, 2026 /PRNewswire/ -- Argos Risk, LLC, a leading provider of third-party risk intelligence solutions, today announced a strategic partnership with Credit Union Loan Source (CULS), a CUSO that provides indirect loan participation opportunities and smart solutions for credit unions.

Through the partnership, CULS will introduce Argos Risk's AR Surveillance⢠platform to its participating credit unions, providing them access to continuous, multidimensional risk intelligence designed to help identify and evaluate meaningful changes involving the businesses they rely on.

The collaboration builds on a longstanding relationship between our two organizations. CULS has been utilizing the AR Surveillance platform for many years to support its own risk-management processes. This new partnership will extend the opportunity to its participating credit unions, helping them gain more timely insight into financial, cyber, legal, compliance, and reputational risk management.

AR Surveillance delivers continuous, multidimensional risk intelligence, bringing relevant business intelligence together in one easy-to-understand platform. The solution helps organizations recognize meaningful changes, prioritize relationships requiring attention, and make more informed risk decisions.

"Credit unions need timely and dependable information to make informed decisions and manage risk effectively," said Bill Moniz, President and CEO of Credit Union Loan Source. "Our experience with Argos Risk has demonstrated the value of continuous business-risk intelligence. Through our partnership, CULS can offer participating credit unions an additional resource that helps them identify meaningful changes and direct their attention in a timely and actionable manner."

"Credit Union Loan Source has been a valued Argos Risk subscriber for many years, and we are pleased to expand our relationship through this partnership," said Lori Frank, President and CEO of Argos Risk. "CULS understands the importance of combining responsible loan growth with strong, ongoing oversight. Together, we are making it easier for participating credit unions to access timely intelligence and incorporate it into their risk-management processes."

The partnership reflects both organizations' commitment to helping credit unions strengthen oversight while managing and diversifying their indirect auto-loan portfolios.

To learn more about AR Surveillanceâ¢, visit www.argosrisk.com.

About Argos Risk

Argos Risk helps financial institutions and commercial enterprises better understand and manage the risks connected to the companies they rely on. Its AR Surveillance platform delivers continuous, multidimensional risk intelligence across financial, cyber, legal, compliance, and reputational areas, helping organizations make informed decisions and strengthen third-party oversight. For more information, visit www.argosrisk.com.

About Credit Union Loan Source

Credit Union Loan Source (CULS) is a credit union service organization focused on helping credit unions augment organic loan production through indirect auto loan participation programs and related services. CULS originates and services prime indirect loans and provides participating credit unions with portfolio reporting and access to relevant loan documentation. For more information, visit www.buyculsloans.com.

Argos Risk Contact:

Public Relations

Argos Risk, LLC

T: +1 (952) 314-1291

E: [email protected]

SOURCE Argos Risk LLC

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TempusDirect Announces Strategic Investment from Aldrich Capital Partners to Accelerate Growth and Innovation in Claims Cost Containment

MCLEAN, Va., Oct. 28, 2026 /PRNewswire/ -- TempusDirect, a technology-enabled provider of third-party claims cost containment solutions serving the property and casualty ("P&C") insurance industry, today announced a strategic investment from Aldrich Capital Partners ("ACP"), a private equity firm focused on investing in technology-driven business services companies with strong leadership teams and significant growth potential.

The investment will support TempusDirect's next phase of growth as the Company continues to scale its technology platform, expand its market presence, and enhance its service capabilities. TempusDirect plans to invest in product development, client services, and business development, while advancing automation and technology-driven efficiencies across its suite of solutions. These initiatives will further strengthen the Company's ability to deliver faster, drive meaningful cost savings, and offer exceptional service to its insurance carrier partners.

"We founded TempusDirect ten years ago believing there was a better way to help insurance carriers manage the complexity and rising costs of third-party claims. Our success has been built on delivering measurable value to our clients, developing innovative solutions, and assembling an exceptional team. Our partnership with Aldrich marks an exciting next chapter, providing the resources and strategic support to accelerate innovation, expand our capabilities, and deliver even greater value to our carrier partners," said Greg Gaughan, Chief Executive Officer and Co-Founder of TempusDirect.

TempusDirect offers a comprehensive suite of three complementary solutions designed to address critical cost containment needs across the third-party claims lifecycle. Its bill validation and benchmarking solution leverages proprietary claims data to evaluate medical charges and establish defensible benchmarks for attorney-represented claims. Its direct provider negotiation solution facilitates the resolution of medical bills for unrepresented claimants through direct engagement with healthcare providers. Additionally, its demand package review solution provides carriers with a data-driven assessment of medical expenses presented in attorney-represented claims at the demand stage. Together, these integrated capabilities enable insurers to make more informed claims decisions, manage growing claims costs, and accelerate resolution while maintaining consistency and efficiency throughout the claims process.

"Operational excellence and responsive service have been at the core of TempusDirect from day one. As carrier demand for our solutions continues to grow, this investment allows us to expand our capacity, continue innovating across our platform, and keep delivering the speed and accuracy our partners rely on," said Josh Dickerson, Chief Operating Officer and Co-Founder of TempusDirect.

"We're excited to back Greg, Josh, and the talented team they've built at TempusDirect," said Raz Zia, Managing Partner at Aldrich Capital Partners. "We are active investors in industry specific business services companies and TempusDirect's tech-enabled solution for the insurance market really stood out. Customers and industry experts consistently pointed to the clear, demonstrable return TempusDirect delivers. We see a significant opportunity to build on that foundation by expanding the platform's capabilities, having the ACP AI team deploy more advanced capabilities for clients and serving an even broader set of customers in the years ahead."

About TempusDirect

TempusDirect is a technology-enabled provider of third-party claims cost containment solutions serving the U.S. property and casualty insurance industry. Powered by a proprietary database of historical claims data across multiple insurance carriers, the Company helps insurers validate and benchmark medical bills, negotiate provider settlements, and evaluate demand packages to reduce claims costs and improve resolution efficiency. Founded in 2016, TempusDirect is headquartered in Tempe, Arizona. For more information, visit www.tempusdirect.com.

About Aldrich Capital Partners

Aldrich Capital Partners is a private equity firm that partners with technology-driven businesses led by exceptional management teams. The firm combines growth capital with strategic and operational support to help companies accelerate innovation, scale their operations, and realize their long-term growth potential. For more information, visit www.aldrichcap.com.

SOURCE Aldrich Capital Partners

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- The first-of-its-kind interactive Martini Machini lets drinkers customize their ideal savory martini with Cîroc's new signature serve, the Messy Martini

- Cîroc partners with Dave's Hot Chicken to bring the Martini Machini experience to NYC with a pop-up in the Lower East Side, pairing bold, savory cocktails with Dave's signature menu.

- Cîroc teams up with premium cocktail garnish brand, Filthy Foods, to bring the trademarked, brine-forward cocktail experience home through a new Uber Eats offering in select cities

NEW YORK, Oct. 28, 2026 /PRNewswire/ -- What if you could build your perfect martini with the push of a button? What if it was served with your favorite spicy chicken dishes? This Fall, Cîroc, the world's leading ultra-premium grape-based vodka, is putting a playful new spin on martini culture with the debut of the Martini Machini, an interactive, first-of-its-kind self-serve Martini-mixing machine. On November 6th, Cîroc will bring the experience to downtown NYC as part of a special event in partnership with Dave's Hot Chicken, pairing customizable cocktails with the brand's signature spicy chicken landing in downtown NYC.

Designed for drinkers who like their cocktails bold, briny and a little unpredictable, the Martini Machini puts the power in the drinker's hands, allowing guests to customize their ideal savory martini by dialing in their preferred ratio of brine, garnish and flair. Part bar, part playground, the experience turns martini-making into a full sensory experience and gives savory lovers a new way to make the cocktail their own.

At the center of the experience is Cîroc's new signature serve: the Messy Martini. A trademarked, layered twist on the classic dirty martini, the Messy Martini combines Cîroc Vodka with pickle and banana pepper brine for a bright, savory cocktail built for drinkers who prefer their martinis with a little more personality.

And now, Cîroc is teaming up with Dave's Hot Chicken for a one-of-a-kind experience that brings together premium cocktails and craveable comfort food for the ultimate hi-lo pairing. On November 6, the brands will come together for Tender's & 'Tinis, a pop-up experience featuring Cîroc's Martini Machini, where guests can customize their own Messy Martini made with a bespoke Dave's Hot Chicken brine, all while enjoying exclusive Dave's Hot Chicken menu offerings. Guests who RSVP for free will receive a Cîroc Martini crafted by the Martini Machini and a Dave's Hot Chicken meal item. The experience will also feature exclusive co-branded merchandise, bringing the worlds of Cîroc and Dave's Hot Chicken together in an unexpected celebration of bold flavors and elevated indulgence.

For those looking to recreate the experience at home, Cîroc is also teaming up with Filthy Foods, the premium cocktail garnish brand known for its bold olives and brine. Beginning November 1, consumers in select cities who order a 750ml bottle of Cîroc through Uber Eats may receive Filthy's signature cocktail mix delivered straight to their door, making it easy to bring a little premium-meets-everyday indulgence to their next at-home cocktail moment. The collaboration will also be available nationwide at retail, with complimentary Filthy neckers featured on CÃROC bottles, making it easy to bring a little premium-meets-everyday indulgence to the next at-home cocktail moment.

"The Martini Machini is about giving people permission to play with the martini and make it their own," said Nick Tran, President & CMO of Cîroc. "The Messy Martini takes the familiar dirty martini and loosens it up to create a cocktail that's brighter, brinier and layered with flavor. With the Martini Machini and Filthy, we're bringing that experience to drinkers wherever they are."

From a post-pickleball reward to happy hour with friends or a spontaneous craving at 9 p.m. on a Tuesday, the Martini Machini and Messy Martini are giving savory lovers a new way to enjoy one of cocktail culture's most iconic serves - including alongside a plate of Dave's Hot Chicken.

The Messy Details:

- What: The Martini Machini, an interactive build-your-own martini experience featuring Cîroc's signature Messy Martini

- Markets that carry the Filthy Food Neckers: The Filthy Food Neckers will be available at select markets nationally.

- The Signature Serve: The Messy Martini combines Cîroc Vodka with pickle and banana pepper brine for a bold, savory twist on the classic dirty martini.

- Dave's Hot Chicken Partnership: Cîroc will partner with Dave's for Tenders & 'tinis pop-up, featuring the Martini Machini and bringing the Messy Martini experience to guests.

- Where: Martini Machini activations will take place in New York City at 48 Ludlow St, New York, NY 10002, USA in New York City.

- When: November 6, 4-10PM, 48 Ludlow St, New York, NY 10002, USA in New York City

- More Details: messymartini.com

- Pop-up RSVP: tendersandtinis.com

For more information, follow along at @ciroc and @filthyfoods.

About CÃROC Ultra-Premium Vodka

CÃROC Ultra-Premium Vodka is crafted in France from fine French grapes and distilled five times for exceptional smoothness, offering a crisp, clean taste with a bright citrus finish inspired by generations of wine-making expertise. Produced in the South of France, the CÃROC portfolio features its signature vodka and a range of flavor expressions infused with natural flavors for an elegantly smooth profile. Recognized for quality and innovation, CÃROC has earned top industry honors including the 2024 SIP Awards Gold Medal and the 2024 San Francisco World Spirits Competition Silver Medal, reinforcing its position as a leader in modern luxury vodka. Follow @CIROC on Instagram for the latest releases and experiences, and please enjoy CÃROC responsibly.

About Filthy

Filthy makes premium cocktail mixers and garnishes poured at top bars around the world and in home bars across the country. Built for anyone who loves to host, Filthy helps people serve bar-quality drinks with confidence. Founded in 2009 and based in Miami, Florida, Filthy is available at Total Wine, Meijer, Publix, Albertsons, Anthropologie and at filthyfood.com. Make It Filthy.

Media Contact:

Ariel Moses / Ashley Ferrara

[email protected]

SOURCE CÃROC Ultra-Premium Vodka

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- Thrivent's 2026 Holiday Spending Survey reveals 2 in 3 Americans plan to cut at least one holiday expense, while those trimming gift budgets are buying fewer gifts for fewer people.

- Of Americans who are increasingly concerned about holiday finances, 75% point to general rising costs.

MINNEAPOLIS, Oct. 28, 2026 /PRNewswire/ -- More than two thirds (68%) of Americans plan to cut back on at least one holiday expense this year as rising everyday costs put added pressure on household budgets, according to Thrivent's 2026 Holiday Spending Survey. The findings show Americans are making difficult tradeoffs to celebrate the holidays while managing competing financial priorities.

"The holidays can bring pressure to show people we care through spending, but higher everyday costs are forcing many families to make difficult choices about what they can realistically afford," said Thrivent Financial Advisor Alexander Newby. "The goal isn't to spend your way to a meaningful holiday. Start with what you can afford, decide what matters most, and build a plan that takes both into account."

Rising everyday costs are putting pressure on holiday budgets

More than half of Americans (52%) expect the current economic environment to affect their approach to holiday spending at least a fair amount. That pressure extends beyond the holidays, with 35% reporting they've reduced spending on essential items in the past 6-12 months.

Nearly 4 in 10 (38%) say they are more concerned about managing their holiday finances than in past years. Among those who are more concerned, 75% point to the rising cost of everyday items. And nearly three in four (72%) Americans say inflation is negatively impacting their household finances heading into the holidays.

Americans plan to shrink gift lists and travel plans to fit tighter holiday budgets

More than two thirds of Americans (68%) plan to cut back in at least one area this holiday season because of current economic conditions. Dining out (44%), gifts for family and friends (32%) and travel (31%) are the primary areas where Americans plan to spend less.

While the overall share of Americans cutting back is consistent with 2025, more of those reducing their spending on gifts are buying fewer gifts and shopping for fewer people. Two thirds (66%) say they will purchase fewer gifts, up from 56% in 2025, while 46% plan to buy for fewer people, up from 37%. About half (51%) plan to purchase less expensive gifts.

Travel plans are also taking a hit. More than seven in ten (71%) say gas prices are negatively impacting their household finances, and among those who plan to cut back on travel, 60% say they do not plan to travel at all during the holidays, up from 56% in 2025.

Three ways to spend more intentionally this holiday season

Thrivent Financial Advisor Alexander Newby recommends three steps to help people manage holiday expenses while staying focused on what they value most:

- Begin with the resources you have available. Before shopping or booking travel, review your current expenses, existing debt and other financial priorities. Set a realistic holiday spending limit based on what you can afford today, rather than what you spent last year or feel expected to spend.

- Decide what matters most. Make room for the people, traditions and experiences that mean the most to you. If your budget cannot accommodate everything, consider purchasing fewer gifts, setting limits for gift exchanges or replacing some purchases with shared experiences, handmade gifts or acts of service.

- Don't sacrifice long-term stability for momentary magic. Keep a running total as you shop. If spending begins to move beyond your plan, adjust before turning to credit cards or pulling money away from longer-term priorities, such as retirement or savings.

To discuss the survey findings and advice from Thrivent Financial Advisor Alexander Newby please email [email protected] or [email protected].

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About Thrivent

Thrivent is a Fortune 500 financial services company that helps build, grow and protect financial well-being through purpose-driven advice, investments, insurance, banking and generosity programs. Thrivent serves more than 2.4 million clients through thousands of financial advisors across the country and has more than $212 billion in assets under management/advisement (as of 12/31/25). Thrivent carries strong financial ratings from independent rating agencies - including AM Best, Moody's and S&P Global Ratings - which demonstrate the company's financial strength, stability and ability to pay claims. Ratings don't apply to investment product performance and more information can be found on each rating agency's website. For more information about Thrivent, visitâ¯Thrivent.comâ¯or find us onâ¯Facebook, Instagram and LinkedIn.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Thrivent.com/disclosures.

About Ipsos

Ipsos is one of the largest market research and polling companies globally, operating in 90 markets and employing nearly 20,000 people. Its research professionals, analysts and scientists provide insights into the actions, opinions and motivations of citizens, consumers, patients, customers and employees.

Survey Methodology

This poll was conducted by Ipsos on behalf of Thrivent from Sept. 29 through Oct. 8, 2026, using the probability-based KnowledgePanel®. The poll is based on a nationally representative probability sample of 2,158 U.S. adults ages 18 and older. The margin of sampling error for the U.S. gen pop sample is plus or minus 2.2 percentage points at the 95% confidence level, for results based on the entire sample of adults. The margin of sampling error takes into account the design effect, which was 1.06.

SOURCE Thrivent

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Brewers fan says she can’t get a refund on nearly $400 of team gear

PLATTEVILLE, Wis. (WMTV) - Brewers fans are rushing to buy team gear online. The Better Business Bureau says that’s when scammers and return headaches show up.

A longtime fan told us she spent nearly $400 at MLBshop.com on Brewers gear for her family’s Christmas gifts. She says she didn’t like what arrived and was denied a refund.

“I have to start over”

The fan says the colors and fabric weren’t what she expected. She says the gear felt thin and the logos looked like stickers. She says she tried to return it and was offered store credit instead.

“I’m disabled and I live on very little income. I save throughout the year for my family because this is the one holiday. I get to spend with them because they live in Iowa.”

Her order came from the official site, according to the order confirmation email she received. Her problem wasn’t a scam. It was the return.

What the return policy says

MLBshop.com’s policy allows full refunds within 90 days. Clearance items, items marked final sale and non-returnable items are excluded. The fan says only one item in her order was marked final sale.

I reached out to MLBshop.com for clarification and am waiting to hear back.

BBB: Read the policy before you buy

Lisa Schiller with the BBB says shoppers often assume they can return an item. She says that isn’t always true.

“I think a lot of folks believe that, you know, they have the right to make a return, but unfortunately they don’t. It’s really up to the company to set their own policies and it’s up to the consumer before making a purchase to find out what those policies are.”

Schiller says to check whether you would get your money back or only store credit.

Fake Brewers shops are also out there

Cybersecurity company BrandShield found lookalike Brewers stores with “official” in the web address. The BBB says to check web addresses for typos and creation dates. It also says newer websites with hidden owners are red flags.

Schiller says counterfeit items are the biggest uptick the BBB has seen in Wisconsin. She says shoppers report:

- Thinner material than expected

- Crooked or off stitching

- Colors that aren’t right

Tips before you click “buy”

- Read the return policy first. Check whether you get a refund to your card or store credit only.

- Look for exclusions. Clearance, final sale and non-returnable items are often excluded.

- Check the web address. Look for typos and extra words like “official.”

- Look up the site. Make sure the company is real, and check when the site was created.

- Save your records. Keep your order confirmation and a screenshot of the return policy.

- Report problems. Scams can be reported to the BBB Scam Tracker.

This story will be updated if MLBshop.com responds.

Click here to download the WMTV15 News app or our WMTV15 First Alert weather app.

Copyright 2026 WMTV. All rights reserved.

An MQTT connection can recover while a historian still has a permanent gap. The missing question is not simply whether the broker or collector reconnects. It is where each measurement was durably held while the path was unavailable.

Store and forward reduces the chance that an outage becomes a history gap by retaining data near the point where a failure occurs and replaying it after recovery. It cannot recover a measurement that was never collected or never persisted at any boundary. Design it as a recovery path with a defined capacity, timestamp policy, and verification test—not as a blanket promise of complete history.

Map the failure boundaries before choosing a buffer

An industrial MQTT path commonly has four stages: publisher, broker, collector, and historian. Each stage owns a different loss boundary.

The placement decision follows the failure you need to survive. A source-side buffer can protect measurements during a site-to-broker interruption. A broker-side queue can help an offline subscriber receive messages that the broker already accepted. A collector-side buffer can protect messages after collection but before the historian confirms storage. One of these mechanisms does not automatically cover the others.

Do not treat QoS or a session as historian storage

MQTT QoS describes delivery behavior on an MQTT hop. A persistent session can preserve eligible subscription state and queued deliveries under the broker’s configured limits. Both are useful, but neither proves that the source retained a measurement before it reached the broker, nor that a collector stored it after receiving it.

For example, a gateway may publish at QoS 1 and reconnect successfully after a WAN outage. If it discarded samples while offline, the broker has nothing to deliver later. Conversely, the broker may have queued messages for a collector, but the collector can still fail after consuming a message and before the historian write succeeds. The recovery design has to name the durable handoff at every important boundary.

Put store and forward as close as practical to the failed link

Start with the longest and least reliable link. A remote site with intermittent VPN access generally needs persistence on the site side, where measurements still exist. A central collector that temporarily loses access to the historian needs a buffer on or immediately behind that collector. Avoid assuming an upstream broker queue protects a downstream database failure unless the collector has not acknowledged or consumed the message and the broker is configured to retain it.

For a TDengine TSDB Enterprise deployment, the documented taosX-Agent Store and Forward capability is available for MQTT real-time collection tasks. When enabled, the Agent writes collected data to a local persistent queue during an Agent-to-taosX interruption and resumes sending from a confirmed breakpoint after recovery. The documentation also makes the trade-off explicit: disk-backed buffering adds end-to-end latency and consumes local disk capacity. Treat capacity planning, local-disk health, and the maximum supported outage duration as architecture requirements.

The MQTT ingestion documentation describes Cache Realtime Data as the setting used to enable disk-backed buffering for the applicable collection task. It is disabled by default and is not a separate recovery layer. This mechanism protects collected data along the Agent-to-taosX path; it does not recover measurements lost before they reach the collector. Confirm the deployed edition, connector version, cache directory, and failure behavior before relying on it. For the historian layer itself, see TDengine TSDB.

Preserve event time and make replay safe

Replay should preserve when the industrial event happened, not make an old sample look new. Include a source timestamp in the payload when the source can supply one, then validate its unit, time zone convention, and clock quality. Keep ingestion time separately when it is useful for diagnosing delay. During recovery, sorting by arrival order can otherwise create misleading trends and late-data calculations.

Duplicate handling matters as much as buffering. A resend can occur after an ambiguous failure, and a collector may restart before it records that a downstream write succeeded. Where the source provides a stable event identifier or sequence number, retain it with the record and define how the historian or ingestion layer handles repeats. Do not silently deduplicate solely by value: two identical readings can be two legitimate observations.

Ordering is also a design choice. A replay backlog may arrive alongside live traffic, and messages from different publishers can legitimately interleave. Decide whether the historian should prioritize event time, source sequence, or arrival time for each measurement class. Alarm-like events and high-frequency telemetry often need different rules.

Size the backlog for a real outage, not an optimistic one

Estimate required storage from the worst credible outage, sustained message rate, average serialized message size, and an operating margin. Include retries, serialization overhead, and free-space alarms. The useful question is: “How many hours of this source can we retain locally before the buffer begins rejecting or overwriting data?”

Also decide what happens at capacity. A policy can slow collection, discard by priority, generate an OT alarm, or require operational intervention. Each option has consequences. The unsafe default is having no visible policy until a full disk ends collection during an incident.

Test recovery as a history-completeness exercise

Test the exact deployment before calling it resilient. Generate a controlled stream with a known source timestamp and monotonically increasing sequence number. Then test one failure at a time:

- Disconnect the publisher or gateway from the broker.

- Keep the broker reachable but stop the collector.

- Break the collector-to-historian route while collection continues.

- Restore each route and query the historian for sequence gaps, duplicates, late arrivals, and timestamp correctness.

Record the buffer depth, disk consumption, reconnect time, and the exact number of records expected versus stored. Repeat with an outage longer than a routine reconnect, plus a collector restart. A green connection state is not the pass condition; the pass condition is an explainable, queryable historical record set after recovery.

Reliable recovery is therefore a chain of intentional guarantees: collection at the source, durable persistence at the right boundary, controlled replay, and a historian query that proves the result. MQTT can carry the telemetry, but the architecture determines how much history survives an outage.

Finanzielle Reserven: Die Hälfte der Menschen hält einen Einkommensausfall höchstens drei Monate durch

Koblenz (ots)

Repräsentative Umfrage: Bei 22 Prozent der Erwerbstätigen reichen die Rücklagen keine vier Wochen. 54 Prozent würden zuerst den Konsum kürzen, nur 14 Prozent die Vorsorge.

Fällt das regelmäßige Haushaltseinkommen unerwartet weg, reichen die Rücklagen der Menschen in Deutschland meist nur für wenige Wochen. 51 Prozent der volljährigen Bundesbürger (ohne Rentner) könnten ihre laufenden Ausgaben dann höchstens drei Monate decken, 22 Prozent weniger als einen Monat. Nur 23 Prozent kämen länger als ein halbes Jahr über die Runden. Fast doppelt so viele Frauen wie Männer sagen, dass ihr Haushalt weniger als einen Monat die laufenden Ausgaben decken könnte. Das zeigt eine repräsentative Umfrage des Meinungsforschungsinstituts Civey im Auftrag der Debeka.

Auch einzelne Rechnungen überfordern viele Haushalte. Eine unerwartete Ausgabe von 3.000 Euro könnten 37 Prozent nicht kurzfristig bezahlen, ohne in finanzielle Schwierigkeiten zu geraten. Der Wert steigt mit sinkendem Alter deutlich an: Unter den 18- bis 29-Jährigen verneinen 63 Prozent die Frage. Haushalte mit Kindern (46 Prozent) trifft es härter als kinderlose (34 Prozent).

Gerät der Haushalt aufgrund einer kurzfristigen finanziellen Belastung unter Druck, reagieren die meisten Menschen zuerst über den Konsum: 54 Prozent nennen das Reduzieren von Ausgaben als Maßnahme. Die langfristige Absicherung bleibt dagegen weitgehend unangetastet. Nur 14 Prozent würden bei einer größeren finanziellen Belastung ihre Sparbeiträge oder ihre Vorsorge reduzieren.

"Steigende Lebenshaltungskosten, unsichere Beschäftigung, wachsende Belastungen in den Sozialsystemen: Für viele Haushalte ist der Spielraum eng geworden. Umso wichtiger ist es, dass gerade die angestoßenen Reformen der Altersvorsorge jetzt auch tragen, und dass Vorsorgemöglichkeiten auch und vor allem bei den Menschen funktionieren, bei denen das Haushaltseinkommen gering ist. Wer auch schon mit kleinen Beiträgen früh anfängt, staatliche Förderung mitnimmt und konsequent spart, baut über die Jahre einen Grundstock auf, der im Ernstfall trägt", sagt Thomas Brahm, Vorstandsvorsitzender der Debeka. "Aber das Wissen um die Notwendigkeit bleibt ein zentraler Faktor."

Über die Studie

Civey hat für die Debeka vom 9. bis 15. September 2026 online 1.000 volljährige Bundesbürger ohne Rentner und 1.000 privat Vorsorgende befragt. Die Ergebnisse sind aufgrund von Quotierungen und Gewichtungen repräsentativ unter Berücksichtigung des statistischen Fehlers von 5,9 bis 6,4 Prozentpunkten beim jeweiligen Gesamtergebnis. Weitere Informationen zur Methodik finden Sie hier.

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Original-Content von: Debeka Versicherungsgruppe, übermittelt durch news aktuell