Mönchengladbach – November 03, 2026 -- Openbank by Santander now pays 100 euros for every successful referral that leads to a new BestGiro checking account, and 50 euros for every referred BestCard Smart credit card. The promotion runs until December 31, 2026, and the participation terms apply.

Stuttgart – November 03, 2026 -- Buying a flat to rent out is not automatically a sound investment, says Mireille Funke, owner of FUNKE immobilien in Stuttgart. In her view, purchase price, financing, rental potential, location, condition and the buyer's own circumstances decide whether the numbers work.

St. Petersburg – November 03, 2026 -- Duke Energy Florida customers will pay less for electricity in 2027. The Florida Public Service Commission approved the utility's request to lower rates, and a typical residential customer using 1,000 kilowatt-hours (kWh) a month will see a $33 decrease on the January 2027 bill compared with January 2026.

United States – November 03, 2026 -- A single adult now needs at least $80,000 a year to live comfortably in every US state, and the threshold tops $100,000 in nearly half of them, according to a new SmartAsset analysis. For a family of four, the required income reaches as high as $329,000.

East Longmeadow – November 03, 2026 -- Individuals affected by a data privacy event at Magnolia Management Company, LLC will receive complimentary credit monitoring and identity protection services, the company said.

Dubai – November 03, 2026 -- New Bybit users can now unlock a guaranteed coupon worth 10 to 99 USDT by making a first deposit or trade of just 10 USDT on the exchange's peer-to-peer marketplace. The coupon can cut the cost of the next eligible P2P order by up to 99%.

The P2P Super Deal runs until March 30, 2027

The new-user promotion is the latest round of Bybit P2P Super Deal. Bybit says it serves more than 80 million users worldwide.

MIAMI – November 02, 2026 -- Open enrollment for 2027 ACA health plans started Sunday, November 1, and runs through January 15, 2027, in states that use the federal Marketplace. Shoppers who want coverage starting January 1 should enroll by December 15.

New federal rules change how you sign up

Shoppers must now approve their agent through a one-time text or email link. People new to the Marketplace may also need to verify their identity.

RIDGELAND – November 02, 2026 -- First-time buyers in Ridgeland, Mississippi, face recurring costs beyond the monthly mortgage payment, including property taxes, homeowners' insurance, utilities and maintenance, according to a HelloNation article featuring local real estate expert Steve Houck of Real Estate Partners.

Houck says many first-time buyers focus narrowly on loan terms or down payments. Preparation does not eliminate the other expenses, he emphasizes, but it makes them far more manageable.

ATLANTA – November 02, 2026 -- The Board of Trustees of each Invesco closed-end fund named in the company's announcement has declared dividends, and shareholders of record can expect notices explaining where the payments come from.

Frankfurt -- From November 2 to November 30, 2026, ING Deutschland is offering new and existing customers a bonus of up to 200 euros for a current account, higher savings rates and discounts on insurance and mortgages during its Black Weeks.