Frankfurt -- From November 2 to November 30, 2026, ING Deutschland is offering new and existing customers a bonus of up to 200 euros for a current account, higher savings rates and discounts on insurance and mortgages during its Black Weeks.

A 200-euro bonus rewards a first free current account

Customers who open their first free current account receive 200 euros. They need incoming payments of 1,000 euros in two consecutive months (700 euros for customers up to age 28) and at least one login to the ING app. They must also agree to "Tips for you personally."

A 150-euro gift voucher goes to customers who open their first Direkt-Depot, ING's securities account. They must make at least three securities purchases in the first two months, invest at least 3,000 euros in total and agree to the "Personal Experience" setting.

Savers can lock in up to 4% interest for four months

A first Extra-Konto pays 3.75% interest per year for four months. Opening a current account at the same time raises the rate to 4%. Existing customers can get guaranteed interest of up to 3.30% per year on a Sparbrief (savings certificate) or fixed-term deposit.

Referrals pay 75 euros or a 50-euro UNICEF donation

Customers who refer a new Direkt-Depot or Extra-Konto customer can take either a 75-euro credit or a 50-euro donation to UNICEF in their name. Among other conditions, the new customer must hold 1,000 euros in the product after six weeks. For the Direkt-Depot, an order or an active securities savings plan also qualifies.

Referring a free current account earns another 75 euros. Six weeks after opening, the new customer must have used the account and deposited at least 250 euros.

Mortgage and insurance deals cut costs

New home financing gets a 0.10 percentage point interest discount if the customer keeps an ING current account as the settlement account. Taking out a home contents policy from AXA Versicherung AG through ING brings 15 euros in cashback.

Business customers get 200 euros and 4% interest

Opening a first ING business account earns 200 euros. The account needs incoming payments of 1,000 euros in two consecutive months and one outgoing transaction within the first 30 days.

A first ING Business Extra-Konto pays 4% interest per year for four months, either on its own or bundled with the business account. Referring new business customers pays 125 euros per business account or 100 euros per Business Extra-Konto.

The offers are open to sole proprietors, legal entities and partnerships.