New research identifies a shift toward accountable AI, with enterprise ROI increasingly determined by automation economics, decision-making authority, and operational execution.

MIAMI, Oct. 20, 2026 /PRNewswire/ -- Nucleus Research today announced its Top 10 Technology Predictions for 2027, outlining how artificial intelligence will reshape enterprise technology investment, software economics, and organizational decision-making over the coming year.

The research identifies a fundamental shift in enterprise AI adoption as organizations move from experimentation toward measurable financial returns. In 2027, the value of AI will depend on how effectively businesses delegate meaningful work to autonomous systems, establish accountability for automated decisions, and control the cost of AI-enabled operations.

"2027 will be the year enterprise AI faces a financial reckoning," said Ian Campbell, CEO of Nucleus Research. "Companies have spent heavily exploring what AI can do. Now they need to determine what it is worth. The organizations that generate the greatest returns will be those that understand the economics of automation, establish clear accountability, and give AI the authority to execute work that produces measurable business value."

Nucleus predicts that enterprise AI maturity will be defined by the level of decision-making organizations can confidently delegate to autonomous agents. As agents assume responsibility for repeatable workflows across finance, operations, sales, and customer service, employees will take on new responsibilities for managing digital labor, including assigning work, evaluating performance, and overseeing automated decisions.

The report also identifies several developments that will influence enterprise technology investments in 2027:

- AI economics will drive purchasing decisions. Finance leaders will scrutinize the cost of AI deployments, accelerating demand for model portability, multimodel architectures, and solutions that deliver measurable returns.

- Enterprise software will move toward headless experiences. AI agents will coordinate workflows across applications, reducing manual handoffs and shortening decision cycles.

- Data integration will consolidate. Organizations will favor platforms that support complete integration use cases, with Nucleus research identifying infrastructure cost reductions of 43 to 76 percent and total cost of ownership reductions of up to 40 percent through consolidation.

- AI governance will become a competitive differentiator. Organizations will prioritize control over proprietary workflows, explainable recruiting fraud detection, and shared permissions and audit trails for sensitive workforce data.

- Operational execution will influence revenue and productivity. Retailers will face greater pressure to deliver accurate fulfillment commitments, while store managers will receive AI-generated recommendations and actionable tasks rather than additional dashboards.

- Predictive models will remain essential to enterprise AI. Autonomous agents will rely on validated machine learning models for numerical predictions, increasing the importance of model monitoring and governance.

For technology buyers, these developments introduce new requirements for evaluating AI investments, particularly as vendors expand autonomous capabilities across existing enterprise applications.

"Organizations should begin by identifying high-volume decisions and workflows where automation can deliver measurable savings or improve throughput," said Trevor White, Vice President, Research at Nucleus Research. "From there, buyers need to evaluate the cost of execution, the quality of underlying data, and the controls required to delegate those decisions safely. Those factors will determine whether an AI investment delivers sustained ROI."

The predictions also highlight the changing competitive dynamics of enterprise software. As AI agents become a primary means of interacting with applications, vendors will face greater pressure to support interoperability, expose functionality through agent-accessible services, and demonstrate the financial value of their underlying workflows.

Across all ten predictions, Nucleus identifies a consistent priority for 2027: aligning technological capabilities with business outcomes. Organizations that establish clear financial objectives, maintain control over automated decisions, and invest in the infrastructure required for reliable execution will be better positioned to realize sustained returns from AI.

Access Nucleus Research's Top 10 Technology Predictions for 2027 for the complete analysis of the market developments expected to shape enterprise technology investment in the coming year.

About Nucleus Research

Nucleus Research is the recognized global leader in ROI technology research. Using a case-based approach, we provide research streams and advisory services that allow vendors and end users to quantify and maximize the return from their technology investments. For more information, visit NucleusResearch.com or follow our latest updates on LinkedIn.

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Mural Raises $28 Million Total to Power Fintechs and Agentic Finance

Founded by former Palantir engineers, Mural is the compliant system of record that fintechs and platforms, including Deel and Opera, build on to move, store, and grow money for their customers and the agents acting for them

NEW YORK, Oct. 20, 2026 /PRNewswire/ -- Mural (https://www.muralpay.com), the compliant system of record for fintechs and platforms, announced today the completion of a $15 million Series A round of financing led by Tether, with participation from North Island Ventures as well as existing investors. The new capital brings the company's total funding to $28 million and will support Mural's global expansion and investments in the regulatory and payments infrastructure required to scale agentic finance.

"The economy is about to gain 10 billion new participants, and none of them are human," said Sinclair Toffa, co-founder and CEO of Mural. "Our mission has been to connect people and businesses to the Global Financial Internet. Now we are connecting agents as well."

Mural serves as a single system to manage the accounts, payments, identity, and compliance behind financial products designed for humans and the agents authorized to act on their behalf, handling the licenses, bank relationships, and local and blockchain payment rails required to operate across markets. Customers, including Deel, Opera, and Axexo, use Mural to build financial products such as payroll and remittance workflows, enabling their end users to hold dollars, stablecoins, and local currency in a unified account. These accounts have a policy and compliance engine that lets both people and agents securely store money and transact globally, with controls such as account limits, approved counterparties, and custom approvals on larger payments. Since launching its API in 2025, Mural has processed $2.1 billion in payment volume for end users in 128 countries. Its 2026 volume to date is nearly six times its total for all of 2025.

Many global businesses stitch together dozens of financial tools, bank partners, and compliance vendors to offer financial products to their customers. As these systems scale, so do the complexities of managing the components and policies of a user's financial accounts across platforms and providers. Stablecoins and agents are making the problem more acute. Real-world stablecoin payments more than doubled in 2025 to roughly $390 billion, with businesses accounting for about 60%, according to McKinsey and Artemis Analytics, and businesses are now accepting payments from AI agents. When an agent moves money, businesses need to know who authorizes it and who is accountable if it goes wrong.

As engineers at Palantir, Mural's founders, Sinclair Toffa and Chris Fernandes, worked alongside Fortune 100 companies to integrate various independent systems that were built for different functions. Now, they are solving the same problem for the growing number of software companies that are adding financial products with more capabilities, more providers and more systems operating around the same customer with nothing to connect them. The problem of disjointed systems only intensifies as companies begin connecting agents to their platforms.

Mural brought Palantir's forward-deployed model to finance: its engineers embed with customers on the ground in each market and launch the integration alongside them.

"We wanted people who know the market where they work and the intricacies of that market. They were on the ground in Colombia, they were thought partners, and they moved fast," said Olek Shtanoprud, Head of Payments at Deel.

Tether, which led the round, is the issuer of USD₮, the world's largest and most used stablecoin. "What drew us to Mural was the team's background building enterprise-grade software that connects existing systems to stablecoin rails. As agents start moving money, that connection to the banks, payment networks and compliance systems the world still runs on becomes essential, and Mural is already doing it at scale," said Paolo Ardoino, CEO at Tether.

Mural is available now to fintechs, platforms, and global businesses building financial products for people and the agents authorized to act on their behalf. Companies can get started at muralpay.com or reach the team at [email protected].

About Mural

Mural is the compliant system of record for companies building financial products. It brings accounts, money movement, identity, permissions and compliance together, giving businesses a consistent view of their customers and money across the systems they use. Built for people and agents acting on their behalf, Mural provides the financial infrastructure, licenses, and controls required to operate across products and markets. Founded in 2022, Mural is headquartered in New York. Learn more at muralpay.com

Mural Technologies, Inc. is a financial technology company, not a bank. Money transmission services are provided by Mural Networks, Inc. (NMLS ID 2744530), a FinCEN-registered money services business licensed in the states listed at muralpay.com/legal. In other states, Mural Technologies provides these services through federally chartered FDIC-insured U.S. banks.

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Visier turns scattered, sensitive people data into one governed understanding of an organization's workforce, then delivers it consistently to any AI agent, whether built by Visier, built with it, or connected to it

VANCOUVER, BC and LAS VEGAS, Oct. 20, 2026 /PRNewswire/ -- Enterprises are deploying AI agents on top of incomplete and siloed workforce data that sit scattered across HR and finance systems and a decade of point solutions, each with its own definitions and blind spots. When every agent draws on a different version of the truth, they produce different answers and guidance to the same question, and none of them can be trusted with sensitive people data. Feeding inconsistent data into AI doesn't make answers smarter, it just amplifies the errors at scale.

The Visier Workforce Context Engine maps and connects workforce data across the systems it touches, models it with meaning and relationships, and governs that data with permissions and context. All of that connectivity and context travels with it no matter who, or what, is drawing on it for the latest information and insights. The engine sits on top of the systems IT already runs, and makes workforce intelligence available across all surfaces and delivers it back into enterprise data platforms. This results in value and business impact that shows up in weeks rather than months or years.

The Visier Workforce Context Engine connects, models, and governs workforce data across the systems IT already runs, and that context and security travel with the data wherever it's used:

- Every enterprise agent draws on the same governed understanding of the workforce, so every answer carries the same quality and trust.

- Context means more than shared definitions. It includes lineage, ontology, relationships, permissions, and freshness, all resolved at the moment a question is asked.

- The engine works with platforms like Databricks, Snowflake and Google Cloud Platform. Enterprises leverage the Visier Workforce Context Engine to harmonize workforce data, give it structure and meaning, then deliver that governed context back into those same platforms.

"The hardest part of workforce AI isn't the actual AI. It's the years of data mapping, governance, and upkeep underneath it that nobody budgets or plans for," said Dave Weisbeck, Chief Strategy Officer at Visier. "Visier's Workforce Context Engine delivers that work already done, empowering IT teams to spend their time building agents instead of fixing the foundation 'plumbing' of their AI infrastructure."

The infrastructure is already paying off inside large, complex enterprises. Eaton Corporation retired a legacy workforce data infrastructure that was generating 130+ systemic incidents and 18 days of annual downtime. After centralizing HRMS, recruiting, performance, and succession data using Visier's infrastructure, Eaton eliminated 90% of manual reports, reduced bug tickets by 83%, and recovered ~$1.5M in organizational productivity.

"The organizations getting value from workforce AI are the ones that build the people data foundation first," said Eric Bokelberg, Managing Director, Deloitte Consulting, LLP. "In the era of HR reimagined with AI, real-time insights enable HR to shift from reactive reporting to a governed, always-on signal — one that lets AI run the transactions so people can focus on the moments that matter. A trusted, governed data foundation can make the difference between AI you can deploy and AI you can defend, moving HR from workforce administration to workforce architecture and realizing value from AI across the enterprise."

This week, Visier will be showcasing Visier Workforce AI in action at HR Tech (booth #5209), UNLEASH World (booth #106), and Total Talent Asia (booth #3). Visit our booths to see the Workforce Context Layer in action. Or visit us at visier.com to explore more.

About Visier

Visier Workforce AI is the context foundation for talent management. The Visier Workforce Intelligence Platform turns scattered, sensitive people data into one governed understanding of the entire workforce, so organizations can understand, plan, and activate all of their talent priorities in one place. More than 85,000 of the world's most complex organizations, including Ford Motor Company, eBay, Experian, and Domino's Pizza, rely on Visier's over 16 years of workforce domain expertise, ranked #1 in vendor satisfaction and user experience for three consecutive years by the Sapient Insights HR Systems Survey. Learn more at Visier.com.

CONTACT: [email protected]

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XGIMI Launches AURA 3 Series, Bringing Cinema-Scale Entertainment to the Living Room

Now accepting orders, the AURA 3 Series combines up to 8,000:1 native contrast, up to 5,700 ISO lumens of brightness, and 4K 120Hz high-refresh-rate support for exceptional picture quality and smooth, responsive viewing.

NEW YORK, Oct. 20, 2026 /PRNewswire/ -- XGIMI, a global leader in premium smart projection and home entertainment, today announces the official launch of its AURA 3 Series, a new generation of ultra-short-throw (UST) laser TVs first showcased at IFA 2026. Built around XGIMI's vision of Living Room Cinema, the series combines advanced projection technology, cinematic picture quality, and high-performance gaming for modern living spaces.

Building on the iris technology first introduced in the TITAN Noir Series, the AURA 3 Series features XGIMI's Dual Dynamic Iris system, delivering native contrast of up to 8,000:1 for deeper blacks and more nuanced shadow detail. With up to 5,700 ISO lumens of brightness, an RGB triple-laser light source, premium cinematic format support, and 4K 120Hz high-refresh-rate support, the series brings together vivid picture quality and smooth performance for movies, live sports, and gaming.

With a 0.163:1 ultra-short-throw ratio, the AURA 3 Series projects a 120-inch image from approximately 8 inches away, with screen sizes reaching up to 200 inches. This space-saving design delivers a cinema-scale viewing experience without requiring a ceiling-mounted projector or a dedicated home theater room.

Engineered for Cinematic Picture Quality and Gaming

The AURA 3 Series combines advanced light control and RGB triple-laser technology to deliver premium large-screen entertainment. Key features of the flagship AURA 3 Max include:

- Up to 5,700 ISO Lumens for bright, vivid images

- Up to 8,000:1 Native Contrast with Dual Dynamic Iris

- X-VISION AI Image Processor

- Built-in Google TV

- Dolby Vision®, HDR10+, HLG, IMAX Enhanced & Filmmaker Mode

- Anti-RBE technology for reduced rainbow effect in both 2D and 3D

- Cinematic 3D with two pairs of 3D glasses included

- 80W Harman Kardon speakers with Dolby Atmos

- 4K at 120Hz, with VRR, ALLM, and AMD FreeSync Premium for smoother, more responsive gameplay. The high refresh rate also helps reduce the perceived rainbow effect (RBE), contributing to a more comfortable viewing experience.

From cinematic movies and live sports to fast-paced gaming, the AURA 3 Series brings versatile, big-screen entertainment into everyday living spaces.

Exclusive Kickstarter Pricing and Bundle Options

The AURA 3 Series launches on Kickstarter with two models at exclusive introductory prices:

- AURA 3 Max: $2,399 (MSRP $4,999)

- AURA 3 Pro: $2,199 (MSRP $3,999)

Exclusive AURA 3 Max Bundle Options

For those looking to create a complete large-screen setup, XGIMI offers exclusive Kickstarter pricing on several AURA 3 Max bundles, pairing the projector with premium screen options:

- AURA 3 Max + 120" XGIMI Ascend UST: $4,999 (MSRP $8,998)

- AURA 3 Max + 100" XGIMI Ascend UST: $4,299 (MSRP $7,998)

- AURA 3 Max + 120" Fresnel ALR Screen: $3,699 (MSRP $6,998)

- AURA 3 Max + 120" Black Grid ALR Screen: $3,999 (MSRP $7,498)

- AURA 3 Max + 140"/150" Fresnel ALR Screen: $5,799 (MSRP $9,998)

Additional screen sizes and a motorized cabinet for UST projectors will also be available as add-ons, giving backers the flexibility to customize their setup with their preferred screen and accessories during checkout.

Shipping is expected to begin in December 2026 for the AURA 3 Series projectors, followed by fixed ALR screens in January 2027 and XGIMI Ascend floor-rising screens in February 2027.

For more information, visit the official XGIMI AURA 3 Series Kickstarter page.

About XGIMI

Since 2013, the state-of-the-art XGIMI projectors have helped countless people worldwide to create genuinely immersive audio-visual experiences. Working with reputable partners like Google, Harman Kardon, and Texas Instruments, XGIMI builds all-in-one entertainment devices, perfected due to their user-oriented philosophy. Through industry-leading innovation, streamlined setups, and unique designs, XGIMI always strives to develop the best home and portable projectors for everyone to enjoy. XGIMI is also expanding their expertise into commercial projector technology to bring immersive experiences to more spaces. Learn more at XGIMI Projector Technology.

SOURCE XGIMI

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Nationwide announces 2026 P&C Community Service Awards

Giving back to the community is central to the caring culture of Nationwide. It’s also a value shared by Nationwide distribution partners around the country. To celebrate some of those making an impact, Nationwide is pleased to recognize six agencies with the 2026 P&C Community Service Award.

Agencies are nominated for their deep commitment to causes that are close to home and near to their heart. Nationwide makes a donation to the charity of each winner’s choice in honor of the winner.

A Thank You from Nationwide  

Congratulations to Arthur J. Gallagher Risk Management in Rolling Hills, IL. The Chicagoland agency was recognized for its support of Female Strong, a nonprofit providing hands-on programs, mentorship and leadership-building experiences for middle- and high-school girls with the goal of helping young women thrive and overcome barriers to opportunity.  

This year’s additional winners are:

- Howard Hanna Insurance Services in Pittsburgh for its longstanding support of the Howard Hanna Children’s Free Care Fund and Children’s Hospital of Pittsburgh. Through fundraising and volunteering, the team helps children receive care and provides relief to families facing medical crises.

- InterWest Insurance Services in Sacramento for its employee-led “InterWest Gives Back” program, which allows local offices to select and support multiple nonprofit partners each quarter. Its community impact includes hunger relief, youth services, housing, healthcare, animal welfare and senior care.

- BTJ Insurance in Nashville, whose sustained partnership with Kiwanis and Ingram Sowell Elementary School provides food support to students, ensuring they have access to food even when school is out.

- Hometown Insurance in Creston, IA for its work with the Union County Fair Board and Kiwanis, helping raise millions for community improvements, restoring public spaces and providing meals and clothes to local children.

- M3 Insurance in Madison, WI for its support of the Boys & Girls Club of the Wausau Area focused on youth development, workforce readiness, and financial literacy.

“Nationwide’s central purpose of protection has always extended beyond insurance,” said Mark Berven, President and COO of Nationwide Property and Casualty. “Thank you to this year’s winners and to all of our distribution partners who make a positive impact in their communities every day.”

Versaterm Vantage, Versaterm ECC Assist and Versaterm Airspace bring advanced intelligence, AI-powered capabilities and drone and airspace operations

MESA, Ariz. – October 20, 2026 – Versaterm, a global leader in public safety technology, today announced significant advancements in how public safety agencies use intelligence and emerging technology to strengthen critical operations. These launches reflect Versaterm’s vision for a more connected approach to public safety, giving agencies the tools to respond to increasingly dynamic situations with greater speed, confidence and safety.

Versaterm will showcase three new solutions, Versaterm Vantage, Versaterm ECC Assist and Versaterm Airspace, at the International Association of Chiefs of Police (IACP) Annual Conference. Built on VersatermOS, the unified platform powering every Versaterm solution, these innovations expand the company’s capabilities in public safety intelligence, AI-assisted emergency communications and airspace management for drone operations.

“Agencies shouldn’t have to choose between innovation and trust, or between powerful technology and the people using it,” said Steve Seoane, chief executive officer of Versaterm. “The next generation of public safety technology must be built around those who rely on it every day. Our focus is on delivering practical innovation that addresses real operational challenges while keeping human judgment and community trust at the center of everything we do.”

Turning public safety data into actionable insights, Versaterm Vantage provides agencies with an end-to-end, vendor-agnostic data integration and operational AI platform built specifically for law enforcement, fire and EMS. With natural language and AI-powered analysis, personnel can ask questions and get answers in seconds, without spending hours manually assembling queries and reports. Versaterm Vantage goes beyond traditional reporting, helping agencies recognize emerging patterns and explore questions they may never have thought to ask.

Extending telecommunicator capabilities, Versaterm ECC Assist brings AI-powered assistance to emergency and non-emergency call handling. Intelligent call routing, real-time guidance, language translation services and structured information reduce repetitive tasks and empower consistent responses. Integrated with CAD and drone operations, Versaterm ECC Assist connects call intake to field response, freeing telecommunicators to focus their expertise where it matters most.

Expanding situational awareness, Versaterm Airspace gives public safety agencies a real-time, comprehensive view of their airspace, helping them detect aircraft, identify unauthorized activity and manage potential threats. The solution brings planned and authorized flights together with data from radar, ADS-B, Remote ID and counter-UAS systems in a single operational picture. With that context, agencies can better assess risks and coordinate appropriate responses.

The connected platform powering these innovations, VersatermOS, provides the technology foundation for Versaterm’s entire public safety portfolio. Its unified, cloud-first architecture combines embedded AI with built-in security and compliance, linking capabilities across critical workflows and supporting the continued development of new solutions as public safety needs evolve.

At Booth #2541, attendees can experience this technology in action during a guided 25-minute session. A single emergency unfolds in real time as a call taker, dispatcher, drone pilot and field officer all work the same incident, while a live drone feed reshapes the response before units even arrive. Sessions run at 11 a.m., 1 p.m. and 3 p.m. October 25 through 27, with limited seating for each. Reserve a spot at iacp.versaterm.com.

About Versaterm

Versaterm is a global public safety technology company that helps agencies transform through innovation, deep expertise and an unwavering dedication to customer service. We are building a platform that brings applications, information and workflows together at the center of public safety operations. Our solutions help agencies respond faster and more effectively, analyze and act on relevant information, and strengthen trust with the communities they serve. We focus on reducing complexity and unnecessary work so people can spend more time on what matters most. For more information, visit Versaterm.com, LinkedIn or X.

Jill Morningstar Named Board Chair; Aileen Murgatroyd and Jill Frizzley Join Board of Directors

NEW YORK, Oct. 20, 2026 /PRNewswire/ -- The Lung Cancer Research Foundation (LCRF) today announced Jill Morningstar as Chair of its Board of Directors. Morningstar, who has served on LCRF's board since 2024, succeeds Colleen Conner Ziegler, who has led the board since 2023. Ms. Conner Ziegler will remain on the LCRF's Board of Directors and continue to support its mission.

LCRF also welcomes two new members to its Board of Directors: Aileen Murgatroyd, Chair and co-founder of Research ALKay+ve in the United Kingdom, and Jill Frizzley, President of Wildrose Partners, LLC.

In 2018, Morningstar's husband, Al Fitzpayne, was diagnosed at age 46 with stage IV EGFR-positive lung cancer. Al was active and healthy, with no known risk factors and no history of tobacco use. Advances in lung cancer research and treatment have helped make his continued survival possible.

Morningstar has since become a leading advocate for the lung cancer community, including chairing the LungCAN Steering Committee's efforts to secure increased federal funding for lung cancer research in 2022. Her career has included work in the United States Congress, including with the House Education and Labor Committee under Chair George Miller, Senator Paul Wellstone, and Congressman Barney Frank, as well as with advocacy organizations including the Children's Defense Fund, the Earl Warren Institute at the University of California, Berkeley School of Law, and the Israel Association for Ethiopian Jews.

"I am looking forward to this expanded role and to working even more closely with the LCRF Board of Directors and leadership team," said Jill Morningstar. "My husband Al is alive today because of research, and continued research gives us hope that he'll be there for the milestones every husband and father dreams of sharing. So much progress has been made in lung cancer research, and by funding the most promising science, we can make real change for people who are living with this disease – but it will take everyone who cares about lung cancer research to ensure it gets funded. I know firsthand what advances in research can mean for patients and families, and I am deeply committed to helping LCRF create the conditions for the discoveries that come next."

"Serving as LCRF's Board Chair has been one of the great honors of my life, and I am proud of the strategic vision we have built together," said Colleen Conner Ziegler, outgoing Board Chair. "I am thrilled to pass the baton to my friend and colleague Jill Morningstar. Jill's dedication to advancing lung cancer research, and the energy and leadership she brings to everything she does, make her exactly the right person to lead this board into its next chapter. My commitment to LCRF's mission does not end here, and I look forward to supporting Jill and this board in the work ahead."

"I am grateful for Colleen's leadership over the last three years – her impact will be felt for years to come. She has built a strong foundation that will allow LCRF to continue funding great research. I also want to congratulate Jill Morningstar on stepping into this expanded leadership role as our new Board Chair," said Aubrey Rhodes, LCRF Executive Director. "Jill's steadfast support of advancing lung cancer research and her strong leadership have already had a tremendous impact on the lung cancer community and on LCRF, and I look forward to building on our vision together with her in the years ahead."

"I am also delighted to welcome Aileen Murgatroyd and Jill Frizzley to our Board of Directors," Rhodes continued. "Both bring very personal connections to lung cancer, along with significant advocacy experience and an unwavering commitment to research. Their perspectives will strengthen our work to accelerate discovery, deepen collaboration, and improve outcomes for people affected by lung cancer."

Aileen Murgatroyd is Chair and co-founder of Research ALKay+ve, a UK charity established in 2020 to advance research for ALK-positive lung cancer in memory of her daughter Kay, who was lost to lung cancer at the age of 24. Following her daughter Kay's diagnosis with stage IV ALK-positive lung cancer at age 17, Murgatroyd became a passionate advocate dedicated to accelerating research and improving outcomes for people with oncogene-driven lung cancers.

Under Murgatroyd's leadership, Research ALKay+ve has become a respected international partner, funding innovative research and collaborating with leading lung cancer organizations, including LCRF. Murgatroyd has raised more than $250,000 to support research through LCRF, and she currently serves as a Research Advocate for the Foundation.

Jill Frizzley is a lung cancer survivor, patient advocate, attorney, business leader, and fundraiser whose personal experience has strengthened her commitment to advancing lung cancer research.

Diagnosed with stage I lung cancer in early 2025, Frizzley learned through genomic testing that her cancer was driven by a rare RET fusion. Her experience reinforced her understanding of the importance of research in improving detection, treatment, and outcomes for people affected by lung cancer. Although her lung cancer was found early, Frizzley has spoken openly about the reality that many others are diagnosed at later stages – and that her own cancer may recur – and research is crucial for more and better treatment options.

Since her diagnosis, Frizzley has become an active advocate, supporting others facing lung cancer, raising awareness, and helping generate funding for research. She brings both her personal experience and professional expertise as an independent director on boards of companies across a wide range of industries to her role on the LCRF Board of Directors.

About the Lung Cancer Research Foundation (LCRF)

The Lung Cancer Research Foundation® (LCRF) is the leading nonprofit organization focused on funding innovative, high-reward research with the potential to extend survival and improve quality of life for people with lung cancer. LCRF's mission is to improve lung cancer outcomes by funding research for the prevention, diagnosis, treatment, and cure of lung cancer. To date, LCRF has funded 450 research grants, totaling nearly $53 million, the highest amount provided by a nonprofit organization dedicated to funding lung cancer research. For more information about the LCRF grant program and funding opportunities, visit lcrf.org/research.

Contact:

LUNG CANCER RESEARCH FOUNDATION (LCRF)

Sheila Sullivan

Sr. Director, Marketing & Communications

SOURCE Lung Cancer Research Foundation

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BAILEYS ORIGINAL IRISH CREAM SAYS "WHY NOT?" TO A LITTLE MORE HOLIDAY INDULGENCE WITH "BRING ON THE BAILEYS"

The leading liqueur brand unveils a new global campaign with playful holiday creative, bringing spontaneity, indulgence and a fresh twist to classic winter traditions

NEW YORK, Oct. 20, 2026 /PRNewswire/ -- From the treats people look forward to all year to the spontaneous gatherings that become favorite memories, the holidays are a time to indulge in a little extra joy. This holiday season, Baileys is embracing spontaneity and indulgence with the launch of Bring on the Baileys, a new global platform introduced through two playful creative films, "Skater" and "Earrings," rolling out nationwide across social and digital channels in late October. The year-round platform invites people to break from the routine with the beloved ritual of enjoying Baileys Original Irish Cream, bringing a little magic to holiday celebrations and everyday treating moments alike.

Experience the full interactive Multichannel News Release here: https://www.multivu.com/baileys/9427651-en-bring-on-the-baileys-original-irish-cream-campaign-holiday-indulgence

Consumer research that helped shape the latest creative revealed a growing tension around the holidays: while adults love making Christmas feel special, the relentless pressure to curate a picture-perfect festive season has turned celebration into hard work. Bring on the Baileys shifts Baileys from a traditional reward saved for after the work is done to an effortless, immediate way to bring a little extra indulgence to festive gatherings. The platform invites people to embrace the present and make room for moments of joy amidst the holiday bustle.

"The holidays could use a little less fuss and a little more playfulness. With Bring on the Baileys, we're bringing a bolder, cheekier energy to the indulgence people already love us for," said Olivia Kupfer, Director, Liqueurs at Diageo. "Part treat, part booze, our creamy, smooth liquid over ice delivers the familiar taste fans count on while introducing a new generation of Baileys drinkers to this beloved ritual. It's an effortless way to add a splash of mischief to holiday traditions and turn gatherings into giddy get-togethers."

Developed by AMV BBDO, the campaign puts Baileys Original Irish Cream over ice, the brand's simple and iconic serve, at the heart of its seasonal storytelling. "Skater" brings that serve to life with a cheeky twist. Set against a festive lakeside gathering, three unexpected ice skaters arrive to deliver Baileys in stemmed coupe glasses adorned with strands of pearls and red gems draped over the rims, adding sparkle and festive fun to the occasion.

"Earrings" brings the campaign's mischievous spirit to a busy hair salon, where a moment of pampering takes an unconventional turn. One character unscrews the miniature Baileys bottles dangling from her ears and pours Baileys over ice for her fellow salon-goers, turning a familiar routine into a spontaneous indulgent moment. Together, "Skater" and "Earrings" anchor a wider campaign spanning out-of-home advertising, social media and radio, extending the playful invitation to "Bring on the Baileys" throughout the holiday season.

There's always room for a little more Baileys, so the brand is also giving holiday hosts and guests even more ways to indulge throughout the season. From Baileys Original Irish Cream over ice to the classic Baileys Espresso Martini and seasonal serves like the Baileys Gingerbread Martini, there's a delicious Baileys serve for every holiday gathering.

The brand is also introducing a range of limited-time holiday offerings, including Baileys Candy Cane packs featuring 50mL bottles, festive bottle bows, and a special set pairing Baileys Original Irish Cream with a cocktail glass, perfect for gifting and bringing joy to the season. Baileys Original Irish Cream and select seasonal offerings are available nationwide wherever spirits-based beverages are sold for adults 21+.

To explore recipes, discover Baileys offerings, find where to purchase your favorite Baileys products for the holiday season, or watch the campaign films, visit www.BAILEYS.com.

About Baileys:

BAILEYS launched in Ireland in 1974. It is now available in 180 markets worldwide and is one of the highest selling liqueurs in the world. Owned by R&A Bailey & Co., BAILEYS is currently ranked 7th among all distilled spirits sold worldwide. It's the signature delicious balance of Irish Cream, whisky and fine spirits that makes BAILEYS Original Irish Cream the perfect little indulgence when you need a break from your daily routine. The BAILEYS portfolio includes Original Irish Cream, Chocolate, Salted Caramel, Espresso Crème, Strawberries & Cream, Coffee Toffee Non-Dairy Made with Oat Milk and Cookies & Creamy Non-Dairy Made with Oat Milk.

Core Variants:

- Baileys Original Irish Cream Liqueur ($24.99)

- Baileys Chocolate Liqueur ($24.99)

About Diageo:

Diageo is a global leader in beverage alcohol with an outstanding collection of brands across spirits and beer categories. These brands include Johnnie Walker, Crown Royal, J&B and Buchanan's whiskies, Smirnoff and Ketel One vodkas, Captain Morgan, Baileys, Don Julio, Tanqueray and Guinness.

Diageo is a global company, and our products are sold in nearly 180 countries around the world. The company is listed on both the London Stock Exchange (DGE) and the New York Stock Exchange (DEO). For more information about Diageo, our people, our brands, and performance, visit us at www.diageo.com. Visit Diageo's global responsible drinking resource, www.DRINKiQ.com for information, initiatives, and ways to share best practice.

Crafting iconic drinks chosen for life's moments.

SOURCE Baileys

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A fragile shipment is not necessarily vulnerable to every type of handling event.

Some products can be damaged by a sudden impact. Others need to remain upright throughout transportation. Some sensitive or high-value assets face both risks.

That distinction matters when choosing a monitoring approach. The goal is not simply to monitor a shipment because it is fragile. It is to understand what type of handling event could compromise the product and what information your team needs to make the right decision when it arrives.

Start with the handling risk

Impact monitoring and tilt monitoring answer two different questions.

Impact monitoring asks: Did the shipment experience a shock event above an acceptable threshold?

Tilt monitoring asks: Was the shipment tipped or moved outside its required orientation?

For some products, only one of these conditions represents a meaningful risk. For others, either could affect product condition, performance or installation.

The right approach depends on factors such as product sensitivity, packaging, shipment value, transportation method and the handling environment throughout the journey.

Impact monitoring: when shock or rough handling is the primary risk

Products such as precision equipment, electronics, medical equipment and industrial machinery can contain sensitive components that may be affected by drops, shocks or rough handling even when the external packaging looks intact.

For shipments where impact is the primary concern, an impact indicator can provide a straightforward way to identify a handling exception.

ShockWatch 2 QR is a single-use impact indicator that permanently changes from clear to red when an impact exceeds its selected G-force threshold. A smartphone scan adds a digital record including the indicator condition, time, location and serial number to the SpotSee Cloud.

This can support a simple receiving workflow: if the shipment arrives without an indicated impact, the team can follow its normal process. If an impact is indicated, the shipment can be held for further inspection according to the organization’s procedures.

Tilt monitoring: when orientation matters

Other products may be less vulnerable to a single impact but need to remain upright throughout handling and transportation.

A crate can arrive upright at its destination without revealing that it was tipped earlier in the journey. For equipment with orientation-sensitive internal components, that information can matter.

TiltWatch XTR QR provides visible evidence when a shipment tips beyond 80 degrees. A smartphone scan can capture the tilt status together with information including time, location and serial number and send the record to the SpotSee Cloud.

This type of monitoring can be useful for industrial machinery, medical equipment, electronics and other products where maintaining the correct orientation is important during transportation or storage.

When should you monitor both impact and tilt?

Some shipments face both risks.

A piece of precision machinery, for example, could be affected by a significant shock during loading and could also be compromised if a crate is tipped during handling.

Using impact and tilt monitoring together can help teams distinguish between different types of handling events.

The important question is not simply whether a product is considered fragile. Instead, teams should look at its actual vulnerabilities:

- Could an impact damage internal components?

- Could tipping or inversion affect the product?

- Could both conditions create a reason for inspection?

Understanding those failure modes helps determine whether impact monitoring, tilt monitoring or a combination of both is appropriate.

When do you need more information?

A visual or QR-enabled indicator can be enough when the main question is whether a defined handling event occurred.

But some workflows require more detailed information.

ShockWatch RFID adds impact monitoring to RFID-based inventory and warehouse workflows. The passive RFID tag can be read with compatible UHF RFID scanners and incorporated into existing RFID systems.

For applications where teams need electronic monitoring rather than a simple exception indicator, products such as SpotSee’s connected monitoring solutions can provide greater visibility into shipment conditions.

For example, ShockLog 298 records shock, vibration and environmental conditions over time. Optional sensors can add information such as tilt and roll.

When paired with ShockLog Cellular GL, the system adds cellular connectivity and remote access to impact and environmental data. Teams can receive alerts when defined thresholds are exceeded and review shipment information through a cloud-based dashboard.

The objective is not automatically to choose the solution that produces the most data. It is to match the level of visibility to the decision the team needs to make.

How to choose the right approach

A practical way to narrow the options is to begin with a few questions.

Is shock the main handling risk?

Consider impact monitoring.

Does the product need to remain upright?

Consider tilt monitoring.

Could either type of event compromise the shipment?

Consider monitoring both impact and tilt.

Do you mainly need to know whether a defined exception occurred?

A visual or QR-enabled indicator may provide enough information.

Do you need a detailed record of handling conditions or greater visibility during transit?

An electronic or connected monitoring solution may be more appropriate.

Product fragility, packaging, shipment value, transportation conditions and the number of hand-offs should also influence the decision.

Most importantly, consider what your team will do with the information. Monitoring is most useful when a defined condition leads to a clear receiving, inspection or escalation process.

Match the monitoring to the risk

There is no single monitoring approach for every fragile shipment.

Impact monitoring can help identify potentially damaging shocks. Tilt monitoring can show whether an orientation-sensitive shipment was tipped. Using both may make sense when either type of handling event could compromise the product.

From there, teams can decide how much visibility they actually need, from a simple indication that an exception occurred to a detailed electronic or connected record of shipment conditions.

Starting with the risk rather than the technology makes it easier to choose a monitoring approach that provides useful information without collecting more data than the workflow requires.

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New offering helps eligible self-employed investors save more for retirement

NEW YORK, Oct. 20, 2026 /PRNewswire/ -- Betterment, a trusted wealth and savings platform, today introduced mega backdoor Roth capabilities for its solo 401(k) offering, increasing retirement savings potential for eligible self-employed investors. The new capability is available to customers investing directly with Betterment and to financial advisors offering solo 401(k)s to their clients through Betterment Advisor Solutions.

A mega backdoor Roth is an advanced retirement strategy that allows participants in eligible 401(k) plans to make additional after-tax contributions that they can then convert to Roth. This lets them save beyond the regular employee and employer limits while staying within the plan's overall annual limit—up to $72,000 in 2026, excluding eligible catch-up contributions.

"The next generation of workers is redefining what a career looks like, and retirement savings options need to evolve alongside them," said Sarah Levy, CEO of Betterment. "Entrepreneurs, freelancers and independent professionals deserve a seamless way to maximize their retirement savings. By bringing mega backdoor Roth capabilities to our solo 401(k), we're making it easier for self-employed investors to make the most of available contribution limits and build more tax-advantaged savings."

Eligible customers can make an after-tax contribution online and receive a notification when the money is ready to convert. They can then initiate the Roth conversion within their Betterment account. Betterment provides the associated tax forms, helping simplify the paperwork involved.

Financial advisors using Betterment Advisor Solutions can also manage the process on their clients' behalf, with automated tools to track contributions against annual limits and reminders when after-tax balances are ready to convert. Contributions, conversions and 1099-R reporting are supported within the platform.

Betterment plans to introduce mega backdoor Roth capabilities for its employer-sponsored 401(k) plans in the coming months. Learn more about Betterment's solo 401(k) for retail customers and financial advisors.

About Betterment

Betterment is a trusted wealth platform that provides modern, technology-driven solutions for investing, saving, and retirement. We empower customers to build wealth with confidence and ease via automated and self-directed investing, personalized financial advice, and high-yield cash management accounts. Betterment tailors its products and services to three distinct audiences, offering an award-winning web and mobile experience for retail investors, a 401(k) solution for small to mid-sized businesses through Betterment at Work, and an all-in-one custodial platform for independent RIAs through Betterment Advisor Solutions. Betterment helps more than 1 million customers manage over $70 billion in assets. Learn more at betterment.com.

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