MIAMI – November 02, 2026 -- Open enrollment for 2027 ACA health plans started Sunday, November 1, and runs through January 15, 2027, in states that use the federal Marketplace. Shoppers who want coverage starting January 1 should enroll by December 15.

New federal rules change how you sign up

Shoppers must now approve their agent through a one-time text or email link. People new to the Marketplace may also need to verify their identity.