FORT WORTH, Texas – October 31, 2026 -- Before filing a hail damage claim, homeowners can save money and stress by documenting the damage, checking their deductible, and knowing whether their policy pays replacement cost or actual cash value. That is the advice from Steven Barber, an insurance expert in Fort Worth, Texas, in a HelloNation feature.
Hail damage is not always visible from the ground
Strong hail can crack shingles, loosen roofing materials, and dent gutters. Some damage may only lead to leaks weeks or months after a storm.