Munich – October 27, 2026 -- Dog and cat owners can now insure vet bills at up to four times the official fee schedule: Münchener Verein has launched two pet health tariffs, "HundGesund" and "KatzeGesund", each with an optional surgery-only version.

The insurer cites rising vet costs. It points to the 2022 revision of the German veterinary fee schedule (GOT) and to more advanced treatment methods in veterinary medicine.