United States – October 23, 2026 -- Home affordability remains strained in the third quarter of 2026 as mortgage rates rise, even with lower prices and stronger wage growth, according to ATTOM's Q3 2026 Home Affordability Report.

Rate increases outweigh price and wage gains in ATTOM's Q3 2026 affordability data

The report finds that higher mortgage rates are offsetting two factors that would normally ease buyer pressure: lower home prices and stronger wage growth.