Troy – October 13, 2026 -- First-time buyers in Ohio can lower their risk of financial surprises by checking their finances, credit and mortgage options before visiting a single property, according to a HelloNation article featuring Mary Couser of Galbreath Realtors in Troy.

Buyers should review income, savings and debts first

The article names a personal finance review as the starting point. Buyers should look at income, savings, monthly expenses and existing debts to set a budget they can comfortably afford.