Kalamazoo – October 09, 2026 -- Anyone turning 65 has a seven-month window to sign up for Medicare, and missing it without qualifying coverage can mean delayed benefits or higher premiums, according to a HelloNation article featuring Joe Garcia of SMG - SafeHarbor Management Group in Kalamazoo, Michigan.

Enrollment is not always automatic at 65, the article explains. Planning ahead helps Michigan retirees get benefits on time and avoid unnecessary long-term costs.