Tampa – October 14, 2026 -- Branch has launched a white-label Flex earned wage access (EWA) model for banks and credit unions that carries no balance-sheet risk and requires no new underwriting, because Branch funds every advance.

The configuration lets financial institutions embed EWA inside their own banking apps under their own brand. Branch oversees compliance and handles integrations, calculations, disbursement and repayment through an API-first, bank-grade compliant integration.