MÃXICO CITY, Oct. 27, 2026 /PRNewswire/ -- Grupo Elektra, S.A. de C.V., Latin America's leading specialty retailer and financial services company, and the largest non-bank provider of cash advance services in the United States, today announced third quarter 2026 results.
Quarterly results
Grupo Elektra's consolidated revenue was Ps. 53,297 million for the period, compared to Ps. 53,864 million in the same quarter of the previous year.
Consolidated costs were Ps.24,225 million, down from Ps.25,637 million the previous year, while sales, administrative, and promotional expenses totaled Ps.21,260 million, compared to Ps.21,305 million in the same period of 2025.
EBITDA was Ps.7,813 million, up from Ps.6,922 million a year ago.
Below EBITDA, an exchange loss of Ps.67 million was recorded, compared to a gain of Ps.155 million a year earlier, driven by depreciation of the peso against the dollar, combined with a net monetary liability position in foreign currency, in contrast to currency appreciation a year ago.
Grupo Elektra reported net income of Ps.2,230 million, from Ps.2,274 million a year ago.
Balance sheet
Grupo Elektra's consolidated gross loan portfolio as of September 30, 2026, was Ps.217,489 million, compared to Ps.212,366 million the previous year. The consolidated delinquency rate was 4.9% at the end of the period.
The gross loan portfolio balance for Banco Azteca Mexico was Ps.209,671 million, compared to Ps.203,994 million a year earlier. The bank's non-performing loan ratio was 4.9%.
Grupo Elektra's consolidated deposits were Ps.255,695 million, compared to Ps.248,125 million a year earlier. Traditional deposits at Banco Azteca Mexico were Ps.246,069 million, up from Ps.240,761 million the previous year.
Banco Azteca Mexico's liquidity coverage ratio was 461%, and the capitalization ratio was 14.04%.
Company Profile:
Grupo Elektra is Latin America's leading financial services company and specialty retailer and the largest non-bank provider of cash advance services in the United States. The group operates more than 5,000 points of contact in México, the United States, Guatemala, Honduras, and Panama.
Grupo Elektra is a Grupo Salinas company (www.gruposalinas.com), a group of dynamic, fast-growing, and technologically advanced companies focused on creating economic value through market innovation and goods and services that improve standards of living; social value to improve community well-being; and environmental value by reducing the negative impact of its business activities. Created by Mexican entrepreneur Ricardo B. Salinas (www.ricardosalinas.com), Grupo Salinas operates as a management development and decision forum for the top leaders of member companies. These companies include TV Azteca (www.TVazteca.com;www.irtvazteca.com), Grupo Elektra (www.grupoelektra.com.mx), Banco Azteca (www.bancoazteca.com.mx), Purpose Financial (havepurpose.com), Afore Azteca (www.aforeazteca.com.mx), Seguros Azteca (www.segurosazteca.com.mx), Punto Casa de Bolsa (www.puntocasadebolsa.mx), Total Play (irtotalplay.mx; www.totalplay.com.mx) and Total Play Empresarial (totalplayempresarial.com.mx). Each of the Grupo Salinas companies operates independently, with its own management, board of directors and shareholders. Grupo Salinas has no equity holdings. The group of companies shares a common vision, values, and strategies for achieving rapid growth, superior results, and world-class performance.
Except for historical information, the matters discussed in this press release are concepts about the future that involve risks and uncertainty that may cause actual results to differ materially from those projected. Other risks that may affect Grupo Elektra and its subsidiaries are presented in documents sent to the securities authorities.
SOURCE Grupo Elektra, S.A. de C.V.
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